I was on my way to my saxophone lesson when I saw some strange dirt on the hood of my car. I expected it to be dirt, but when I studied it up close and put my finger to it, I saw that there was a dent and two scratches on the hood of my car.

I drove around in my old car for nine years without getting one dent. I have only had this car for six months, and I already have a dent in it. I have difficulty understanding how the dent was made. Has something fallen on the hood of my car? If yes, shouldn't there be at least two dents?

While I'm driving to my lesson I'm thinking about what to do. I can't ask my dad for advice, and I'm not sure whether or not the scratches should be repaired now or later when the weather is warmer.

I decide to drive by the workshop after my lesson and let them give me some advice. As always, they are very service minded and take a look at the hood of my car. In their opinion, it is a stone from another car that has created the damage. I have two options. One is to have the two scratches repaired. The price is around 70€. The other option is two get the entire hood repainted. That is going to cost around 1000€. Damn, it is a pity when the car is almost new. If the damage had been on my old car I would have chosen the cheap option, but it is a shame on such a new car. The workshop mentions that my insurance company might pay for the repair, and I decide to call them and ask.

The next day I call my insurance company and if the damage is, as I describe it, they will cover most of the cost for the repair. Of course, they need to see the car before they can make a final decision. The workshop contacts me the next day and we make an appointment for my car. I have decided to get the hood of my car repainted regardless of what the insurance company says. I'm curious about how big the bill will be.